Intensive English for Internationals (IEI) Student Health Insurance
Good health is a necessary component of academic success. To help you maintain yours, the University of Memphis has partnered with Wellfleet Insurance Company to offer a robust and student-focused insurance policy to meet the needs of IEI students on campus. Wellfleet has been in the student insurance industry for over 25 years and has always delivered innovative insurance solutions to the marketplace. The Wellfleet plan is compliant and for international students. .
Intensive English for International (IEI) students on F-1 visas are automatically enrolled in the UoM Wellfleet plan once they are registered for classes. The insurance cost will be added to the Tiger express account at the same time as tuition and other fees are assessed. The UoM assesses these fees at the beginning of each new session.
More information about the Wellfleet plan and cost can be found
You will be automatically enrolled in the University of Memphis Student Health Insurance Plan during your IEI term and the cost will be as follows:
- Summer 2025: May 8, 2025 鈥� July 31 $523
- Rates to be announced for Fall 1, 2025 through Summer 2026
If you have questions related to the policy coverage, you can see the benefits on
FAQs for Intensive English for International Students
Who is required to have health insurance? All international students (holding F or J visas), whether graduate, undergraduate, or IEI (Intensive English for Internationals) students, with active course enrollment are required to have health insurance.
Beginning January 1, 2024 all international students (holding F or J visas) will be automatically enrolled in the University of Memphis Student Health Insurance Plan.
Where can I find detailed information the plan and what it covers? For more information visit:
When does my insurance coverage begin? Following are the effective dates
- Summer: May 8, 2025 鈥� July 31, 2025 $523.00
- Rates to be announced for the Fall 2025 - Summer 2026 sessions.
How is the payment billed? International students will have their premium billed to their Tiger express account after the last day to add classes.
What is ACA compliant and why does the university require ACA complaint coverage? ACA-compliant refers to a health insurance plan that meets the requirements of the Affordable Care Act, . 榴莲直播 has this requirement in place to ensure better coverage for its students.
Can I extend the Wellfleet Student Health insurance coverage after I leave IEI?
Your coverage is valid through the effective end date of your last session of study in IEI. If you continue your studies in the undergraduate or graduate programs at the University of Memphis, you will continue with this insurance.
How do I get an insurance card? Once enrolled, you may print a copy of your insurance card from the Wellfleet Student website at
How do I enroll/register? If you are an international student, you will be automatically enrolled in the insurance plan and you will continue to be enrolled in the plan as long as you are an enrolled student at the University.
This automatic enrollment process is handled by the University of Memphis.
Can I purchase coverage for my spouse and children? Yes, international students can enroll their dependents. If you purchase additional plans for spouse or dependents, you will do so directly with the Wellfleet Student Health Insurance Company when completing your enrollment through their web site and payments will not go through the University. Instructions for dependent/spouse enrollment will be made available within student account once enrolled in the plan.
Am I covered during the summer? Yes, if you are enrolled in the plan during the Summer session, you are enrolled until July 31, 2025. The fall coverage will begin August 1st.
How can I get a copy of the plan? Visit Wellfleet Student on the web at and follow the link to 鈥淒iscover your benefits鈥�.
How do I know if my doctor is in the Wellfleet/Cigna PPO network? Visit and select 鈥淔ind Health Professionals.鈥�
Is pregnancy covered? Yes, pregnancy is covered under the same benefits as any other condition.
Is dental treatment included? A pediatric dental benefit is included in the policy to cover preventive dental care for insureds to the end of the month in which the Insured Person turns age 19 (see page 41 of the plan certificate for details). The policy does not cover routine or preventive dental care for insureds age 19 and above. A dental discount program through Careington Dental is available at an additional cost as a value-added benefit for members. You may visit for more information or to enroll in the program.
Are vision-related care and preventive vision services included? A pediatric vision care benefit is included in the policy for insureds to the end of the month in which the Insured Person turns age 19 (see page 42 of the plan certificate for details). The policy does not cover routine or preventive vision care for insureds age 19 and above, but a value-added vision discount program is included for members at no additional cost. You may visit for more information about the Davis Vision Discount Plan.